Welcome to Health Insurance Made Simple!
Is the whole idea of choosing health insurance on your own overwhelming? Confusing? Not sure where to start? Want to talk to someone? You found the right place at Ron Courser & Associates. If you’re no longer working and have an individual health insurance plan, you have designated times during the year that you can make changes. Unless you are granted a special election, these enrollment time frames apply.
Medicare Annual Election Period: October 15 – December 7
This is the one time of the year you can (if you’d like) to make a change to your Part D prescription drug coverage or Medicare Advantage plan which is effective 1/1/2018.
You will receive 2018 plan information from your current provider by October 1st. You can either decide to make a change or your plan will automatically be renewed. You don’t have to do anything - the new premiums and coverage will be effective the first of the New Year. If you have a Medigap plan, you do NOT need to renew these plans. We recommend you review your standalone Part D medications to ensure you are in the most cost effective plan.
Health Insurance Marketplace Open Enrollment Period: November 1 – December 15
This is the one time of the year you can (if you’d like and your plan renews) make a change to your Marketplace health insurance plan. Any changes will be effective 1/1/2018.
Here's what we will do for you!
At your request, we will review your existing plan coverage and recommend the most cost effective plan for you.
This takes into consideration your doctors, prescriptions, desired benefit level, and other important factors.
There is never a charge for our services as we are compensated by the individual plans we represent.
We are independent meaning that we have access to more than a dozen companies – all “A” rated.
Please call us to attend an upcoming class or schedule a face-to-face appointment with Nancy Courser.
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Ron Courser holds securities licenses and he does transact securities business.
Ron Courser is employed and affiliated with Kalos Capital, Kalos Management, and any subsidiary therein.